The Basics of Baccarat


Whether you’re playing in the high-roller rooms of the Nevada casinos or the tuxedo-laden card rooms of Monaco, baccarat is the most popular casino game in the world. The popularity of this game is not surprising; baccarat has a long and proven track record. This card game was originally developed in Europe, but the game has found its way to many gambling salons in Asia.

The game is played on a two-sided table. A player on the left and a banker on the right deal cards. The player’s hand is dealt with two cards, and the banker’s is dealt with three cards. The goal of the game is to get closer to nine than the opposing hand. Once the total reaches nine, the first digit is dropped, and the winner is the hand that has the closest total to nine. If the hand has an ace, it counts as a one. If it has a face card, it counts as a zero.

Players have the option of wagering on the Player or Banker. The banker has the advantage of knowing the stakes of the two hands. The banker will make a decision based on the information available. If the banker’s hand is higher than the player’s, the banker will try to beat the player’s hand. If the banker’s hand is lower than the player’s, the banker can add to the player’s bank. The banker can also choose to stand. This is done if the banker has the same number of points as the player.

In baccarat, the player’s hand has a face value of zero, and the banker’s hand has a face value of one. The first two cards dealt to each player, totaling either eight or nine, are deemed “naturals.” When the first two cards total eight or nine, the player and the banker both have a natural and are automatically winners. If the first two cards total six or seven, the player and the banker both have an automatic tie. A tie is not a win; it’s a bet. If you bet on the player’s hand and it wins, you will receive a payout of 1 to 1. However, if the banker’s hand wins, the banker will pay a commission of 5%.

The banker’s bet is the best bet in the game. The house has a slight advantage over the player, with a 1.06% edge on the Player bet and a 1.24% advantage on the Bank bet. If the player’s hand is closer to nine than the banker’s, the player will be awarded a 95% payout. The banker’s bet has a 5% commission, so the payout is only 19 to 20 percent.

The third card is dealt to the player’s hand or the banker’s hand. The dealer can decide to draw a third card to either hand. If the dealer draws, the banker can stand or call. If the dealer calls, the banker can take his or her third card or bet on the player’s hand.